Most people dream is financial freedom and security . Aside from being a tough road, not too many people know about this road, setting financial goals, Money management is about using what you have to get what you want — your goals. Here, you will know where you should begin, what paths you will have to take, what you have to bring with you on the journey, and what landmarks to follow, and what dangers you have to avoid. Taking more control of spending and where money goes can result in surprising accomplishments toward financial independence. No one will argue that it is smart to save money for those big-ticket items we really want to buy — a new television or car, or college education, a home. Every adult dreams that he or she will be able to get old without having to worry about food, shelter, clothing, possibly hospitalization, and so on. Whatever it is that you desire to attain in the future, the road that you will take to prepare yourself financially for that future is the same. There is only one road that leads to financial well-being and security. It’s not an easy road to follow, because it requires making sacrifices today in exchange for security and happiness in the future.